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AEPS
(Aadhaar Enabled Payment System)
Banking at your fingertips — powered by Aadhaar.
- Cash Withdrawal
- Cash Deposit
- Balance Enquiry
- Mini Statement
- Works with any Aadhaar-linked bank
- Instant settlement to retailer wallet
Official Notice
Important Notice — Registration Charges for JustPayon IDs
Please be informed that JustPayon IDs are not provided free of charge. The following one-time, non-refundable registration charges are applicable for different types of IDs:
Retailer ID
₹300
Distributor ID
₹500
Super Distributor ID
₹1,000
Channel Partner ID
₹2,500
- These are the official registration charges prescribed by the company and are non-refundable.
- Customers and partners are strictly advised not to pay any amount exceeding the above-mentioned charges to any individual or representative.
- If anyone demands an additional or unauthorized amount for registration or ID activation, please do not make the payment and immediately report the matter directly to the company.
- Stay alert and protect yourself from unauthorized charges or fraudulent activities.
What we offer
One platform, every financial service
From Aadhaar banking to bill payments and a full developer API — everything your customers need, and everything you need to grow.
Money Transfer
(NEFT / IMPS)
Send money to any bank, anytime.
- IMPS — instant 24x7 transfer
- NEFT support
- Beneficiary management
- Instant SMS confirmation
- Transparent charges & commission
BBPS Bill Payments
One platform for every bill.
- Electricity, Water, Gas, Broadband & more
- RBI-regulated BBPS network
- Instant payment confirmation
- Auto-fetch bill amount
- Commission on every bill
Mobile Recharge
Prepaid & postpaid, all operators.
- All operators & circles
- Prepaid + postpaid
- Instant delivery
- Best commission slabs
- Auto operator detection
Micro ATM
A full ATM in your pocket.
- Debit card withdrawal
- Balance enquiry
- PIN-based security
- Portable device
Multi-level Distributor Panel
Run your whole network from one screen.
- Multi-level hierarchy
- Onboard & fund downline
- Commission control
- Live reports
Watch the demo
See Just Payon in action
One panel for AEPS, bill payments and recharge — watch the full walkthrough.
Why Just Payon
Built for retailers, distributors and developers alike
We combine last-mile banking, bill payments and a robust API stack under one roof — so you spend less time integrating and more time earning.
- Instant wallet settlement and transparent commission slabs
- Multi-level distributor & retailer panels out of the box
- RBI-aligned BBPS and NPCI-compliant AEPS flows
- Developer-first APIs with sandbox and webhooks
- GST invoicing and automated commission settlement
How it works
Start earning in four simple steps
From sign-up to your first commission — most partners go live the same day.
Create your account
Register free with your mobile number and shop details.
Complete quick KYC
Upload your documents once — verification is fast and fully online.
Load your wallet
Add funds to your Just Payon wallet and unlock every service.
Transact & earn
Serve customers, track live commissions and settle instantly.
Explore by category
Find the right service for your business
Retail Banking & AEPS
Cash withdrawal, deposit, balance enquiry, mini statement and domestic money transfer.
Bill Payments & Recharge
BBPS electricity, water, gas, broadband bills plus mobile and DTH recharge.
B2B Platform
Recharge, BBPS, UPI, Payout, Wallet and distributor panels for your own product.
Loans & Insurance
Fast-track personal & business loans and travel insurance for your customers.
e-Government Services
PAN services, Aadhaar assistance and income certificate applications.
Micro ATM & Aadhaar Pay
Portable card-based withdrawal and biometric merchant payments.
Partner stories
Trusted by retailers across India
Real shop owners, real earnings — hear it from the people who run Just Payon every day.
“Earlier my customers travelled 22 km to reach a bank. Now they withdraw cash right at my counter — and my shop earns on every single transaction.”
Bhanwar Singh
Kirana Store, Jaisalmer
“Recharge, bill payment, money transfer — everything runs from one wallet. Settlement is instant and the commission report is crystal clear.”
Arjun Vyas
Mobile & Recharge Shop, Jodhpur
“Support actually picks up the phone. Whenever a transaction gets stuck, it is resolved in minutes — that trust brings my customers back every day.”
Ramesh Prajapat
CSC Centre, Bikaner